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ijarah
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Ijarah Home

Owning property never been easier

With our Ijarah real estate financing solutions.

On

    Property financing through a lease agreement contract approved by the Sharia authority

    Financing Features

    Financing duration for commercial establishments is up to 20 years for ready units and 10 years for lands.

    Financing Features

    No salary transfer required.

    Financing Features

    Early repayment option.

    Financing Features

    Calculation of additional income (if applicable).

    Financing Features

    Sharia-compliant property insurance.

    Financing Features

    Exemption in case of death, partial, or total disability.

    Financing Features

    Complete the financing application form.

    Required Documents

    Copy of national ID.

    Required Documents

    Establishment contract (for companies).

    Required Documents

    Audited financial statements for the last two years (for companies).

    Required Documents

    Authenticated bank statement for the establishment for the last year.

    Required Documents

    Authenticated personal bank statement for the last year.

    Required Documents

    The property must be within urban boundaries.

    Required Documents

    The property must be free from any legal encumbrances or lawsuits (mortgage, heirs, etc.).

    Required Documents

    A copy of the owner's ID.

    Required Documents

    A copy of the real estate deed.

    Required Documents

    A copy of the building permit.

    Required Documents

    The combined duration of financing and the property's age should not exceed 40 years

    Required Documents
    Start your Financing Process today!

    Frequently Asked Questions

    Frequently Asked Questions

    Is it required for the customer and the guarantor to reside in the same city?

    No, it is not required.

    What are the guarantor requirements?

    The guarantor can be a government or private sector employee or a retiree, with obligations not exceeding 50% of their salary, and their age should not exceed 65 years.
     

    What are the basic financing conditions?

    Having a project and providing a guarantor based on specific conditions.