Vehicle Finance Calculator

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The latest price update was on 11/06/2023
Optima

Optima

Your monthly payment should be 40% of your net monthly income or less.

Net monthly income is the monthly income withholds deductions.

 SAR

Indicate your planned monthly payment.

Read more about leasing conditions. SAR

Waiver of down payment can be allowed when the monthly lease payment is at least 40% of the applicant's net monthly income.

Read more about leasing conditions. SAR

Leasing Results

Period

Monthly Payment *

Down Payment *

Residual Payment *

APR

Annual Percentage Rate (APR) is a number that represents the total yearly cost of borrowing money, expressed as a percentage of the principal loan amount.

Issue Expense

Total VAT

Vat Details:

Total Cost + VAT

Optima

Optima

Period

Monthly Payment

Down Payment

Residual Payment

Issue Expense

Total Vat

Total Cost + VAT

Now, You Can Apply for Online Finance!

Where Most of the financing process will be completed online through the website!

What you will get:

  • Checked Visit the branch one time only
  • Checked Pay through SADAD or online for Admin fees or first installment
  • Checked Follow up your application through our website
  • Checked Send updates via SMS

Requirement:

  • Checked You will be required to provide additional information in the next step
  • Checked Kindly prepare a soft copy (PDF - PNG - JPG - JPEG) of your National Id/ Residence Id and Drivers License For Non-Saudi

Driving License


Employer Type
Occupation
License type
Driving License Expiry Date
License Held for (Years)

Income Details

Income Certificate type

Income Certificate type (Gross Income, Net Income)
Monthly Income

Indicate your monthly income.

 SAR
Additional Monthly Income

Any Additional income that you get.

 SAR
Basic Salary

It cannot be more than entered monthly income.

 SAR
Cost Of Living Allowance

Cost of living allowance (COLA).

 SAR
ContributoryWage

They are the amounts deducted from the monthly wage of workers as well as the amounts paid by the employer.

 SAR
GOSI/PENSION

The retirment plan you are registred in
Any Direct Debit

Excluding ALJ Finance.
Any Monthly Payments

Any monthly payments in additional to direct debits Excluding ALJ finance.

 SAR
Total credit card limit

Total credit card/s limit of the guest

 SAR
Any Mortgage?

Total credit card/s limit of the guest
Net Income

Leasing Results

Period

Monthly Payment *

Down Payment *

Residual Payment

APR

Annual Profit Rate (APR)

Issue Expense

Total VAT

Vat Details:

Total Cost + VAT

Online Financing

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